Central and Eastern European Mortgage Finance
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SEE Conference

The Urban Institute

Institute for Market Economics (IME)

USAID

Participants

Albania

Mr. Elvin Meka
Tirana Stock Exchange
General Director
emeka@tse.com.al
RR. Kavajes, P.O.Box 274/1
Tirana, Albania
Tel: 00 355 4 271 849
Fax: 00 355 4 271 850



Belgium

Ms. Judith Hardt
European Mortgage Federation
Secretary General
jhardt@hypo.org

Mr. Kilian Kleinschmidt
Stability Pact for South Eastern Europe
Executive Secretary - Steering
Committee on Refugee Matters
kilian.kleinschmidt@stabilitypact.org

Mr. Alex Talmon-l'Armee
Stability Pact for South Eastern Europe
Housing Sector Coordinator
ARTalmon@bigfoot.com
50 Rue Wiertz
1050 Brussels, Belgium
Tel: 00 32 2 401 61 58
Fax: 00 32 2 401 87 12



Bosnia

Mr. Zlatko Bars
Banking Agency of the Federation of
Bosnia and Herzegovina
Director
zlatko.bars@fba.ba
3 Kosevo Str.
Sarajevo, Bosnia and Herzegovina
Tel: 00 387 33 66 88 10
Fax: 00 387 33 66 88 11

Mr. Mustafa Brkic
Banking Agency of the Federation of
Bosnia and Herzegovina
Deputy Director
mustafa.brkic@fba.ba
3 Kosevo Str.
Sarajevo, Bosnia and Herzegovina
Tel: 00 387 33 66 88 10
Fax: 00 387 33 66 88 11

Mr. William Lawrence
USAID/Sarajevo
Senior Private Sector Advisor
wlawrence@usaid.gov
39 Hamdije Cemerlica Str.
71000 Sarajevo, Bosnia and Herzegovina
Tel: 00 387 33 619 211
Fax: 00 387 33 611 973

Ms. Dusanka Novakovic
Banking Agency of the Federation of Bosnia and Herzegovina
Director
agbankrs@inecco.net
4 Mrije Bursac Str.
Banja Luka, Bosnia and Herzegovina
Tel: 00 387 51 218 111
Fax: 00 387 51 216 668

Mr. John Seong
USAID/Bosnia
Economic Restructuring Office Director
jseong@usaid.gov
39 Hamdije Cemerlica Str.
71000 Sarajevo, Bosnia and Herzegovina
Tel: 00 387 33 619 211
Fax: 00 387 33 611 973

Ms. Natasa Rodic
Development Bank of Southeast Europe
natasha@razvojnabanka.com
85a Kralja Petra I Karadjordjevica Str.
Banja Luka, Bosnia and Herzegovina
Tel: 00 387 51 242 156
Fax: 00 387 51 242 192



Bulgaria

Mr. Nikola Abadjiev
Bulgarian Association of Supplementary Pension Security Companies
Chairman
baspsc@bulinfo.net
NDK, Adminstrative Building, 16th floor
Sofia, Bulgaria
Tel: 00 359 2 986 10 19
Fax: 00 359 2 986 10 19

Mr. Frank Bauer
Bulgarian - American Enterprise Fund
President and CEO
fbauer@baefinvest.com
3 Shipka Str.
Sofia, Bulgaria
Tel: 00 359 2 965 82 00
Fax: 00 359 2 946 0118

Mr. John Bernas
USAID Capital Markets Regulation Project
International Counsel Consultant
bernasjsenior@yahoo.com
29 Panayot Volov Str., 4 floor
Sofia, Bulgaria
Tel: 00 359 2 944 20 78
Fax: 00 359 2 944 20 78

Ms. Ellen Beloeva
Capman Inc
Senior Consultant
beloeva@capmanbg.com
135 B Rakovski Str
Sofia, Bulgaria
Tel: 00 359 2 980 12 83
Fax: 00 359 2 981 68 31

Ms. Anna Boneva
Bulgarian - American Enterprise Fund
Treasurer
aboneva@baefinvest.com
3 Shipka Str.
Sofia, Bulgaria
Tel: 00 359 2 965 82 00
Fax: 00 359 2 946 0118

Mr. Dimitar Botchev
State Insurance Supervision Agency
Chief Finance Expert
dbotchev@daon.government.bg
2 Triaditza Str.
Sofia, Bulgaria
Tel: 00 359 2 940 31 24
Fax: 00 359 2 980 38 68

Mr. Ivaylo Botev
Bulgarian-American Credit Bank
Manager of Development
IJBotev@baefinvest.com

Mr. Donald Buddenbohn
USAID Capital Markets Regulation Project
Project Director
dbuddenbohn@cs.com
29 Panayot Volov Str., 4 floor
Sofia, Bulgaria
Tel: 00 359 2 944 20 78
Fax: 00 359 2 944 20 78

Ms. Laura Burdreviciute
European Bank for Reconstruction and Development
Associate Banker
budrevil@sof.ebrd.com
17 Moskovska Str.
Sofia, Bulgaria
Tel: 00 359 2 932 14 05
Fax: 00 359 2 932 14 41

Mr. Michael Delia
EBRD, Bulgaria branch
Deputy Director
deliam@ebrd.com
17 Moskovska Str.
Sofia, Bulgaria
Tel: 00 359 2 932 1402
Fax: 00 359 2 932 1441

Ms. Valentina Dinkova
State Insurance Supervision Agency
Director
Vdinkova@daon.government.bg
2 Triaditza Str.
Sofia, Bulgaria
Tel: 00 359 2 940 31 34
Fax: 00 359 2 980 38 68

Mr. Ivan Drenovichki
Embassy of the United States of America
Political-Economic Section
drenovickiik@state.gov
1 Saborna Str.
Sofia, Bulgaria
Tel: 00 359 2 937 5212
Fax: 00 359 2 981 8977

Mr. Roumen Galabinov
Insurance Supervision Agency
Director
roumen.galabinov@minfin.government.bg
Sofia, Bulgaria

Mr. Krassimir Gumnishki
Bulgarian American Credit Bank
Manager of Operations, Mortgage Lending
kgumnishki@baefinvest.com
16 Krakra St.
1504 Sofia, Bulgaria
Tel: 00 359 2 9658 302
Fax: 00 359 2 944 50 10

Mr. Thomas Higgins
Bulgarian-American Enterprise Fund
Chief Investment Officer and Managing Director
Thiggins@baefinvest.com

Mr. Michael Hunsberger
Bulgarian - American Enterprise Fund
Managing Director
hunsberger@baefinvest.com
3 Shipka Str.
Sofia, Bulgaria
Tel: 00 359 2 965 82 00
Fax: 00 359 2 946 0118

Ms. Assenka Yonkova-Hristova
Institute for Market Economics
Research Director
assia@ime.bg
82-A, Dondukov Blvd.
Sofia 1504, Bulgaria
Tel: 00 359 2 943 36 48
Fax: 00 359 2 944 71 19

Ms. Eleonora Hristoforova
Association of Commercial Banks
Head of division
atb@intech.bg
97 Knyaz Boris I Str.
Sofia, Bulgaria
Tel: 00 359 2 981 64 93
Fax: 00 359 2 981 43 91

Mr. Dimo Iliev
Council of Europe Development Bank
Economist
dimo.iliev@coebank.org
55 avenue Kleber
75116 Paris Cedex, France
Tel: 00 33 1 47 55 55 62
Fax: 00 33 1 47 55 37 52

Mr. Danail Kamenov
Economic and Investment Bank
Head of Corporate Finance
dkamenov@hq.eibank.bg
11 A Saborna Str.
Sofia, Bulgaria
Tel: 00 359 2 98 500 371
Fax: 00 359 2 981 38 00

Mr. Krassimir Katev
Ministry of Finance, Bulgaria
Deputy Minister of Finance
k.katev@minfin.bg

Mr. George Kerezov
State Insurance Supervision Agency
Senior Expert
gkerezov@daon.government.bg
2 Triaditza Str.
Sofia, Bulgaria
Tel: 00 359 2 940 31 28

Ms. Sylvia Kirilova
Bulgarian American Credit Bank
Legal Counsel
skirilova@baefinvest.com

Mr. Kamen Kolchev
Elana Holding
CEO
kolchev@elana.net
4 Kuzman Shapkarev Str.
Sofia, Bulgaria
Tel: 00 359 2 980 93 66
Fax: 00 359 2 981 09 42

Ms. Petya Kolcheva
Novel Consult Law Firm
Managing Partner
pkolcheva@novelconsult.net
4 Kouzman Shapkarev Str.
Sofia, Bulgaria
Tel: 00 359 2 988 30 41
Fax: 00 359 2 986 39 55

Ms. Galina Kondova
World Bank
Senior Officer
gkondova@worldbank.org
36 Dragan Tzankov Blvd.
Sofia, Bulgaria
Tel: 00 359 2 9697 254
Fax: 00 359 2 971 20 45

Ms. Elena Konstantinova
Dow Jones Agency
Journalist
e_konstantinova@netissat.bg
Tel: 00 359 89 47 69 54

Ms. Svetla Kostadinova
Institute for Market Economics
svetlak@ime.bg
82-A, Dondukov Blvd.
Sofia 1504, Bulgaria
Tel: 00 359 2 943 36 48
Fax: 00 359 2 944 71 19

Mr. Stoian Kramarsky
Bulgarian Association of Supplementary Pension Security Companies
Expert
baspsc@bulinfo.net
NDK, Adminstrative Building, 16th floor
Sofia, Bulgaria
Tel: 00 359 2 986 10 19
Fax: 00 359 2 986 17 35

Mr. Kumanov
z_kumanov@hotmail.com
21 Montevideo Str.
Sofia, Bulgaria
Tel: 00 359 2 955 95 51

Mr. Edward LaFarge
USAID/Bulgaria
Private Sector Officer
elafarge@usaid.gov
2 Saborna Str.
Sofia, Bulgaria
Tel: 00 359 2 951 56 70
Fax: 00 359 2 964 0102

Mr. Leidig
21 Montevideo Str.
Sofia, Bulgaria
Tel: 00 359 2 955 95 51

Ms. Hrisimira Malcheva
United Bulgarian Bank
Manager Internatioanl Lending Program
malcheva_h@ubb.bg
5 Sveta Sofia Str.
Sofia, Bulgaria
Tel: 00 359 2 811 22 29
Fax: 00 359 2 811 23 93

Mr. Victor Manev
MM Consult Ltd.
Managing Partner
viktor.manev@mmconsult.biz
65, Shandor Petiofi Str.
Sofia, Bulgaria
Tel: 00 359 2 953 36 21/7
Fax: 00 359 2 952 53 43

Ms. Marieta Marinova
Bulgarian Stock Exchange, Sofia
Expert, External Relations and Communications
bse@bse-sofia.bg
1 Macedonia sq., fl.12
Sofia, Bulgaria
Tel: 00 359 2 986 59 15
Fax: 00 359 2 987 55 66

Ms. Irina Martseva
Assocation of Commercial Banks
Secretary General
atb@intech.bg
97 Knyaz Boris I Str.
Sofia, Bulgaria
Tel: 00 359 2 981 64 93
Fax: 00 359 2 981 43 91

Ms. Katerina Maximova
ING Bank, Sofia Branch
Head of Financial Markets
Katerina.Maximova@ingbank.com
12 Emil Beremski Str, Ivan Vazov District
Sofia, Bulgaria
Tel: 00 359 2 917 67 10
Fax: 00 359 2 951 56 94

Ms. Penka Mincheva
Bulgarian Stock Exchange - Sofia
Expert, Trading and Surveillance
bse@bse-sofia.bg
1 Macedonia sq., fl.12
Sofia, Bulgaria
Tel: 00 359 2 986 59 15
Fax: 00 359 2 987 55 66

Mr. Roderick Moore
Deputy Chief of Mission,
American Embassy, Bulgaria
irc@usembassy.com

Mr. Stoicho Motev
National Centre for Regional Development
Architect
smotev@hotmail.com
16-20 Alabin Str
Sofia, Bulgaria
Tel: 00 359 2 989 16 55
Fax: 00 359 2 980 03 12

Ms. Darina Oresharova
Bulgarian-American Credit Bank
Credit Officer
doresharova@baefinvest.com

Mr. Jan Willem Overwater
ING Bank
Country Manager
jan.w.overwater@ingbank.org

Ms. Emily Palakartcheva
BulEcoProject Co.
General Manager
buleco.evp@mail.new-s.net
86 Vitosha Blvd., ap.3
Sofia, Bulgaria
Tel: 00 359 2 952 60 02
Fax: 00 359 2 952 59 54

Mr. Evegeni Paskalev
State Insurance Supervision Agency
Expert
epaskalev@daon.government.bg

Mr. Bisser Petkov
State Insurance Supervision Agency (BG)
Chairman
bpetkov@daon.government.bg

Ms. Daniela Petkova
Pension Insurance Company DOVERIE
CEO
head@poc-doverie.bg
5 Dounav Str.
Sofia, Bulgaria
Tel: 00 359 2 981 29 59
Fax: 00 359 2 981 73 69

Mr. Athanassios Petropoulos
Post Bank, Bulgaria
Executive Director
main@postbank.bg

Ms. Pavlina Petrova
Institute for Market Economics
Administrative Director
poly@ime.bg
82-A, Dondukov Blvd.
Sofia 1504, Bulgaria
Tel: 00 359 2 943 36 48
Fax: 00 359 2 944 71 19

Mr. Konstantin Radonov
Allianz Bulgaria Pension Company
Expert Investments
konstantin.radanov@allianz.bg
65 Maria Louza Blvd.
Sofia, Bulgaria
Tel: 00 359 2 981 53 01
Fax: 00 359 2 981 53 02

Mr. Philippe Rombaut
Capital Market Expert
Rombaut@agropolychim.bg

Mr. Krassen Stanchev
Institute for Market Economics
Executive Director
stanchev@ime.bg

Mr. Yordan Stanimirov
IPEG/HFHI
jordan.ipin@excite.com
6 Triaditza Str, office 301
Sofia, Bulgaria
Tel: 00 359 2 58 0543
Fax: 00 359 2 930 18 06

Mr. Iordan Tchompalov
USAID Capital Markets Regulation Project
Legal Advisor
itchampalov@yahoo.com
29 Panayot Volov Str., 4 floor
Sofia, Bulgaria
Tel: 00 359 2 944 20 78
Fax: 00 359 2 944 20 78

Mr. Christopher Thompson
Bearing Point
Senior Consultant
insolvencylaw@aol.com
27 Vladayska St.
1606 Sofia, Bulgaria
Tel: 00 359 2 953 11 06
Fax: 00 359 2 951 69 02

Ms. Nedelina Todorova
Commercial Bank "Bulgaria Invest"
assets2@bank.allianz.bg
79 Maria Louzia Blvd.
Sofia, Bulgaria
Tel: 00 359 2 92 15 473
Fax: 00 359 2 92 15 506

Mr. Stojan Toshev
Doverie Pension Fund
Chief Investment Officer
s_toshev@poc-doverie.bg

Mr. Milen Veltchev
Ministry of Finance, Bulgaria
Minister of Finance
m.veltchev@minfin.bg

Mr. Nikolay Yalamov
Capman Inc.
Executive Director
yalamov@capmanbg.com
135 B Rakovski Str
Sofia, Bulgaria
Tel: 00 359 2 981 09 63
Fax: 00 359 2 981 68 31

Mr. Nikolay Yarmov
USAID/Bulgaria
Senior SME Advisor
nyarmov@usaid.gov
NDK Office Building, 1 Bulgaria Sq.
Sofia, Bulgaria
Tel: 00 359 2 951 50 70
Fax: 00 359 2 964 01 02

Ms. Antoaneta Yoveva
Sustainable World Foundation
ayoveva@aster.net
37 Hristo Botev Blvd.
Sofia, Bulgaria
Tel: 00 359 2 52 06 94
Fax: 00 359 2 951 68 58



Croatia

Mr. Mislav Blazic
Privredna Banka Zagreb
Executive Director of Product Development
mislav.blazic@pbz.hr

Mr. Zoran Bohacek
Croatian Banking Association
Managing Director
hub@hub.hr
Centar Kapitol, 17 Nova Ves Str.
Zagreb, Croatia
Tel: 00 385 1 4860 080
Fax: 00 385 1 4860 081

Mr. Damir Lamza
Raiffeisen Mandatory Pension Fund
damir.lamza@rba-zagreb.raiffeisen.at
41/XV Savska Cesta Str.
Zagreb, Croatia
Tel: 00 385 1 6003 900
Fax: 00 385 1 6003 925

Mr. John Moran
Overseas Private Investment Corporation
Director, Business Development-Southeast Europe
jmora@opic.gov
Andrije Hebranga II/II
10000 Zagreb, Croatia
Tel: 00 385 1 492 16 77
Fax: 00 385 1 492 19 00

Mr. Ivo Sulenta
Croatian Securities Commission
Vice President
ivo.sulenta@crosec.hr
1a Bogovicea Str.
Zagreb, Croatia
Tel: 00 385 1 48 11 407
Fax: 00 385 1 48 11 406

Ms. Leslie Sulenta
USAID Croatia/Bearing Point, Inc.
Bank Supervision Consultant
lesliesulenta@lycos.com



Denmark

Mr. Knud Overgaard
VELUX
Financing Project Manager
kov.new@velux.com
99 Aadalsvej Str.
2970 Horsholm, Denmark
Tel: 00 45 4516 47 04
Fax: 00 45 45 16 47 46



Germany

Mr. Tim Lassen
German Mortgage Bankers' Association
Lawyer
lassen@hypverband.de



Greece

Mr. Gueorgui Horozov
Black Sea Trade and Development Bank
Project Finance Manager
Guergui.Horozov@bstdb.gr
1 Komninon Str.
546 24 Thessaloniki, Greece
Tel: 0030 231 0290 441
Fax: 0030 231 0290 432



Kosovo

Ms. Merita Stublla Emini
USAID/Kosovo
memini@usaid.gov

Ms. Besa Ilazi
USAID/Kosovo
Program Economist
bilazi@usaid.gov

Mr. Harold Poppa
Banking and Payment Authority of Kosovo
Chief Inspector/Bank
Supervision Department



Latvia

Mr. Bill Schaub
Baltic American Enterprise Fund
Chief Operating Officer
william_schaub@msn.com or william@balaef.riga.lv



Macedonia

Mr. Sharon Hester
USAID/Macedonia
Private Sector Advisor
shester@usaid.gov
15/III Juriy Gagarin Str.
Skopje, Macedonia
Tel: 00 389 2 380 446
Fax: 00 389 2 380 449

Mr. Milco Kupev
Macedonian Stock Exchange
Director of Legal Department and PR
milcho@mse.org.mk
Skopje, Macedonia
Tel: 00 389 2 122 055
Fax: 00 389 2 122 069

Mr. Panche Manchevski
Export and Credit Bank, Skopje
ikbsec@ikbanka.com.mk
3 Partizanski odredi Str., blok 11
Skopje, Macedonia
Tel: 00 389 2 129 147
Fax: 00 389 2 122 393

Mr. Philip Mistretta
USAID/MFSSP
Chief Banking Advisor
pmistretta@deloittefsp.com.mk
24, 8th Udarna brigada Str.
Skopje, Macedonia
Tel: 00 389 2 110 502
Fax: 00 389 2 110 456

Mr. Robert Singletary
Macedonia Financial Sector Strengthening Project/USAID
Chief of Party
rsingletary@deloittefsp.com.mk
24, 8th Udarna Brigada Str.
Skopje, Republic of Macedonia
Tel: 00 389 2 110 502
Fax: 00 389 2 110 456

Mr. Bojan Stojanovski
Export and Credit Bank, Skopje
pp@ikbanka.com.mk
3 Partizanski odredi Str., blok 11
Skopje, Macedonia
Tel: 00 389 2 127 268
Fax: 00 389 2 133 340

Mr. Tomche Tasevski
Export and Credit Bank, Skopje
ikbcred1@ikbanka.com.mk
3 Partizanski odredi Str., blok 11
Skopje, Macedonia
Tel: 00 389 2 298 276
Fax: 00 389 2 122 344

Ms. Elena Urumovska
EBRD, Skopje Resident Office
Associate Banker
UrumovsE@ebrd.com
Dame Gruev 14, Intex Business Centre, 2nd floor
Skopje, Macedonia
Tel: 00 389 2 297 800
Fax: 00 389 2 126 047

Ms. Maya Parnardjieva
Ministry of Finance of the Republic of Macedonia
Head of Department
maya.parnargieva@finance.gov.mk
16 Dame Gruev Str.
Skopje, Macedonia
Tel: 00 389 2 119 510
Fax: 00 389 2 223 899



Moldova

Mr. Alexander Munteanu
Western NIS Enterprise Fund
Country Manager, Moldova
amunteanu@wnisefk.com
27 Sfatul Iarii Str.
Chisinau, Moldova
Tel: 00 373 2 23 71 41
Fax: 00 373 2 23 71 36



Montenegro

Mr. Petar Ivanovic
Institute for Strategic Studies and Prognoses
Executive Director
ivanovic@cg.yu
ul. Vuka Karadzica 31
8100 Podgorica, Montenegro
Tel: 00 381 81 622 226
Fax: 00 381 81 620 611

Mr. Milorad Katnic
Institute for Strategic Studies
katnic@cg.yu

Mr. Goran Knezevic
Central Bank of Montenegro
Deputy General Manager for Bank Supervision
gknezevic@cb-cg.org
7 Nemanjiana obala
8100 Podgorica, Montenegro
Tel: 00 381 81 245 413
Fax: 00 381 81 225 396

Ms. Stela Scepanovic
Central Bank of Montenegro
Examiner
stela@cb-cg.org
7 Nemanjiana obala
Podgorica, Montenegro
Tel: 00 381 81 403 149
Fax: 00 381 81 225 396

Mr. Tarik Telacevic
Central Bank of Montenegro
Examiner
ttelacevic@yahoo.com
7 Nemanjiana obala
Podgorica, Montenegro
Tel: 00 381 81 403 155
Fax: 00 381 81 225 396



Poland

Mr. Jacek Laszek
National Bank of Poland
Housing Advisor to the President of the National Bank
j_laszek@yahoo.com

Mr. Ryszard Matkowski
State Office for Housing and Urban Development, Poland
VP
2 Wspolna Str.
00926 Warsaw, Poland

Mr. Boleslaw Meluch
State Office for Housing and Urban Development
Project Manager, Secondary
Mortgage Market
bmeluch@umirm.gov.pl
2 Wspolna Str.
00926 Warsaw, Poland
Tel: 00 48 22 661 8133
Fax: 00 48 22 62 88 958

Mr. Laird Treiber
US Embassy Warsaw
Economic Officer
Treiberld@state.gov
29/31 Al. Ujazdowakie Str.
00540 Warsaw, Poland
Tel: 00 48 22 628 3041, ext. 2145
Fax: 00 48 22 625 7494

Mr. Michal Wydra
Polish Bank Association
kontakt@zbp.pl or mwydra@zbp.pl



Romania

Ms. Mary JAE Abbitt
Deloitte Touche Emerging Markets, Bucharest
Senior Capital Markets Advisor
Financial Market Reform Project
AbbittMJ@aol.com

Ms. Gabriela Anghelache
National Securities Commission, Romania

Mr. Ioan Bejan
MLPTL
Senior Advisor
ibejan2002@yahoo.com
38 Dinicu Golescu Blvd.
Bucharest, Romania
Tel: 00 4021 222 86 68
Fax: 00 4021 224 90 14

Mr. Florin Berbenita
Romanian Loan Guarantee Fund
Mortgage Loan Guarantee Project
Expert
frgc@frgc.ro
46 Matasari Str., sector 2
Bucharest, Romania
Tel: 00 4021 252 32 20
Fax: 00 4021 252 33 18

Mr. Cristian Bichi
National Bank of Romania
Deputy Director, Products and Services for Retail Banking
cristian.bichi@bnro.ro
25 Lipscani Str.
Bucharest, Romania
Tel: 00 4021 312 46 64
Fax: 00 4021 315 81 74

Ms. Antoanela Carmen Bostinaru
Romanian Bank for Development
Deputy Director, Products and Services for Retail Banking

Ms. Costica Dragui
Romanian Bank for Development
Director of Products and Services for Retail Banki
4th Doamnei Str., 3rd district
Bucharest, Romania
Tel: 00 4021 312 46 76
Fax: 00 4021 310 37 30

Ms. Nuta Galeteanu
Banca Comerciala Romana S.A. - Head Office
Economist, Capital Market Department
5 Regina Elisabeta Blvd., sector 3
Bucharest, Romania
Tel: 00 4021 312 68 62
Fax: 00 4021 312 74 30

Mr. Fred Kirchstein
USAID/Romania
Supervisory Private Enterprise Officer
fkirschstein@usaid.gov
Opera Center, 1-5 Oastache Negri Street, 4th Floor, Sector 5
Bucharest, Romania
Tel: 00 4021 410 12 22
Fax: 00 4021 410 12 02

Mr. John Klipper
Romanian-American Enterprise Fund (USA)
CEO
john.klipper@raef.ro
545 Fifth Avenue, suite 300
New York, NY 10017
Tel: 212 097 5766
Fax: 212 818 0445

Mr. Gabriel Licurecau
Banca Comerciala Romana S.A - Head Office
Head of Department
iuliuscezarp@bcr.ro
5 Regina Elisabeta Blvd., sector 3
Bucharest, Romania
Tel: 00 4021 310 02 26
Fax: 00 4021 310 02 28

Mr. Horia Manda
The Romanian-American Enterprise Fund
horia.manda@raef.ro
4 Vasile Conta Str.
Bucharest, Romania
Tel: 00 4021 210 07 01
Fax: 00 4021 212 33 91

Ms. Corina Mararu
USAID/Romania
cmarau@usaid.gov
Tel: 00 4021 410 1222

Ms. Ionita Mariana
Ministry of Public Works, Transports and Housing
General Director
locuinte@mt.ro
38 Dincu Gorescu Avnenue, room 60, 2nd floor
Bucharest, Romania
Tel: 00 4021 21 26 134
Fax: 00 4021 31 30 120

Ms. Cristina Maria Marin
Banca Comerciala Romana S.A - Head Office
Project manager, Methodology and Risk Management Department
CristinaMaria.Marin@bcr.ro

Mr. Sergiu Oprescu
Alpha Bank
Vice President
s.oprescu@alphabank.ro

Mr. Stephen Orlesky
Shorebank Advisory Services (USA)
stephen.orlesky@ipotecaris.ro
45 P.Protopopescu Str.
Bucharest, Romania
Tel: 00 4021 253 26 44
Fax: 00 4021 252 24 83

Mr. Cosmin Paunescu
Romanian National Securities Commission
Head of Collective Investment Schemes Division
paunescu@cnvm.rosnet.ro
2 Foi Sorului Str., Sector 3
Bucharest, Romania
Tel: 00 40 21 326 67 13
Fax: 00 40 21 326 68 48

Mr. Ovidiu Pocan
Alpha Bank
Banking Officer
opocan@alphabank.ro
237 B Calea Borobantilor Str., Sector 1
Bucharest, Romania

Mr. Dan Popp
Impact SA
General Manager
office@impactsa.ro
8 Horatiu Str.
Bucharest, Romania
Tel: 00 4021 222 28 12
Fax: 00 4021 310 40 03

Ms. Carmen Retegan
Romanian American Enterprise Fund (RAEF)
Director of Secondary Market Development
Carmen.Retegan@raef.ro

Mr. Dorel Sandor
Centre for Political Studies and Comparative Analysis
Director
dsandor@kappa.ro
1 Jules Michelet Street, et 5, ap 10, sector 1
Bucharest, Romania
Tel: 00 4021 212 59 87
Fax: 00 4021 212 59 88

Ms. Carmen Sandulescu
Impact SA
Economic Manager
carmen@impactsa.ro
8 Horatiu Str.
Bucharest, Romania
Tel: 00 4021 21 27 258
Fax: 00 4021 22 22 886

Mr. Stoica Septimiu
Bucharest Stock Exchange
Vice Chairman
bvb@bvb.ro
8 Doahmei Str.
Bucharest, Romania
Tel: 00 4021 315 81 68
Fax: 00 4021 315 81 49

Mr. Edward Siegel
Shorebank Advisory Services
Managing Director, Central and Eastern Europe
esiegel@bx.logicnet.ro
45 P.Protopopescu Str.
Bucharest, Romania
Tel: 00 4021 253 26 44
Fax: 00 4021 252 24 83

Mr. Arin Octav Stanescu
Romanian Bar Association
Member of the Board
arin.stanescu@rva.ro
35 Mircea Voda blvd., bloc M27, apt. 6
Bucharest, Romania
Tel: 00 4021 320 5755
Fax: 00 4021 321 4453

Mr. James Stewart
Raiffeisen Bank
Vice President, Treasury and Capital Markets Division
james.stweart@rzb.ro
74 Unirii Blvd., 3rd district
Bucharest, Romania
Tel: 00 4021 30 20 260
Fax: 00 4021 32 09 954

Ms. Cristina Virtopeanu
Nestor Nestor Disculescu Kingston Petersen
Attorney of Law
marina.andrian@nnkp.ro
237 B Dobrobantilor Str.
Bucharest, Romania
Tel: 00 4021 20 11 200
Fax: 00 4021 20 11 210

Ms. Roxana Vitan
Romanian - American Enterprise Fund
Vice President/Portfolio Coordinator
Major Transactions Program
roxana.vitan@raef.ro
Str. Vasile Conta Nr. 4,
Sector 2
Bucharest, Romania
Tel: 40 1 210 0701
40 1 212 3391



Serbia

Mr. William S. Foerderer
USAID
Director, Economic Policy and Finance
Bfoerderer@usaid.gov
Kneza Milosa 50
11000 Belgrade, Yugoslavia
Tel: 00 381 11 645 092, ext. 709
Fax: 00 381 11 361 82 67

Mr. Ruzica Fomicov
Commercial Bank Belgrade
Manager in the International Department
rfomicov@kombank.com
14 Svetog Save Str.
Belgrade, Yugosalvia
Tel: 00 381 11 44 44 347
Fax: 00 381 11 30 80 340

Mr. Ljubomir Mihajlovic
Commercial Bank Belgrade
President
posta@kombank.com
14 Svetog Save Str.
Belgrade, Yugosalvia
Tel: 00 381 11 44 44 347
Fax: 00 381 11 30 80 340

Ms. Vesna Mijkovic
Reiffeisenbank Yugoslavia
Acting Head of Credit Department in Retail Division
vesna.miljkovic@rba-belgrade.raiffeisen.at
22 Resavska Str.
Belgrade, Yugoslavia
Tel: 00 381 11 3204 956
Fax: 00 381 11 3345 441

Ms. Bojana Vukasinovic
USAID/Serbia
bvukasinovic@usaid.gov



Slovenia

Mr. Matej More
Ministry of Finance, Slovenia
Under Secretary of State
matej.more@mf-rs.si



Turkey

Mr. Peter Ballinger
Overseas Private Investment Corporation
Director, Investment Development, Europe/Euroasia
pballinger@opic.gov
Boyacikoy Yolu 66, Kat. 1, Ap.2, Baltalimani-Emirgan
Istanbul, Turkey
Tel: 00 90 532 695 23 85
Fax: 00 90 212 277 52 93

Mr. Cem Karakas
OYAK Armed Forces Pension Fund
Director
ckarakas@oyak.com.tr
164 Ziya Cokap Cad
Ankara, Turkey
Tel: 00 90 312 415 6462
Fax: 00 90 312 430 0747

Mr. Onur Ozsan
OYAK Armed Forces Pension Fund
Director, Housing Finance
cozsan@oyak.com.tr
Ali Kaya Sok Polat Plaza, A block Levent
Istanbul, Turkey
Tel: 00 90 312 4156 346
Fax: 00 90 312 430 0738

Mr. Kudret Akgun
Garanti Bank
Director, Structured Finance
KudretA@garanti.com.tr
Buyukdere Cad. No. 63 80670 Maslak
Istanbul, Turkey
Tel: 00 90 212 318 17 17
Fax: 00 90 212 216 62 17

Mr. Win Michaelsen
Sanver, Bener and Bozanoglu
Attorney at Law
Win.michaelesen@sbblaw.gen.tr
Levent Caddesi No.12, 1. Levent
80620 Istanbul, Turkey
Tel: 00 90 212 270 11 45
Fax: 00 90 212 270 11 37



Ukraine

Ms. Rodeina Fattah
USAID/ Mission to Ukraine, Belarus and Moldova
rafattah@usaid.gov
19 Nyzhniy Val str.
04071 Kuiv, Ukraine
Tel: 00 380 44 462 5678
Fax: 00 380 44 462 58 34

Mr. Rick Gurley
USAID/Ukraine
rgurley@usaid.gov
19 Nyzhniy Val str.
04071 Kuiv, Ukraine
Tel: 00 380 44 462 56 78
Fax: 00 380 44 462 58 34



United Kingdom

Mr. Peter Champness
The European Group of Valuers' Association
Secretary General
peterc@lcsic.com

Mr. Robert Smith
FIRST Initiative
rsmith@firstinitiative.org
c/o eme, 3 Millharbour
London E14 9XP, United Kingdom
Tel: 00 44 207 538 3111
Fax: 00 44 207 538 3130

Mr. Peter Stredder
European Bank for Reconstruction and Development
Senior Banker for Financial Institutions
streddep@ebrd.com

Ms. Stella Tansengco
Credit Suisse First Boston
stella.tansengco@csfb.com



United States

Ms. Lydia Borgatta
AG Edwards (USA)
Senior Vice President
lydia.borgatta@agedwards.com

Mr. Thomas Dans
America First Real Estate Investors
Principal
tdans@am1st.com
101 East 52nd Str., 25 floor
New York, NY 10022
Tel: 212 93 58 760
Fax: 212 93 58 765

Mr. Steve Eastham
USAID/Washington
Senior Capital Markets Advisor
seastham@usaid.gov
1300 Pennsylvania Avenue, NW
Washington, D.C. 20523
Tel: 202 712 12 29
Fax: 202 712 216 33 77

Ms. Debra Erb
Overseas Private Investment Corporation
Director of Housing Programs
dlerb@opic.gov

Mr. Hugh Haworth
USAID/Washington
Senior Financial/ Market Advisor
hhaworth@usaid.gov
EE/MT, Rm 5-8-134 RRB
1300 Pennsylvania Ave., N.W.
Washington, D.C. 20523
Tel: 001 202 712 0118
Fax: 001 202 216 33 77

Mr. Scott Horton
Patterson, Belknap, Webb & Tyler
Partner
SHORTON@PBWT.COM

Mr. Richard Johnson
USAID/Washington
Senior Economic Advisor
rijohnson@usaid.gov
1300 Pennsylvania Avenue
Washington, D.C.
Tel: 202 712 52 82
Fax: 202 216 31 72

Ms. Pamela Lamoreaux
International Finance Corporation (USA)
Manager of the Housing Finance Group
plamoreaux@ifc.org

Mr. Compton Chase-Landsdale
International Real Property Foundation
President and CEO
chaselandsdale@realtors.org
430 North Michigan Avenue
Chicago, IL 60611, USA
Tel: 001 312 329 8692
Fax: 001 312 670 2963

Mr. John Godden
USAID
General Business Specialist
jgodden@usaid.gov
1300 Pennsylvania Avenue, NW, #5.08-142
Washington, D.C. 20053
Tel: 202 712 1616
Fax: 202 216 3377

Ms. Sandra Goshgarian
USAID/Washington
General Business Specialist
sgoshgarian@usaid.gov

Ms. Jean Lange
USAID/Washington
Senior Financial Sector Advisor
Office of Economic Growth
Bureau for Europe and Eurasia
jlange@usaid.gov
Tel: 202 712 12 28

Ms. Tamara Lansky
International Finance Corporation
tlansky@ifc.org
2121 Pennsylvania Ave. NW
Washington, D.C.
Tel: 202 473 40 76
Fax: 202 974 44 59

Mr. Ken Lanza
USAID/Washington
Bureau for Europe and Eurasia
Director, Office of Economic Growth
klanza@usaid.gov

Ms. Margot Machol
Chesapeake Associates
President
Chesapeake2@aol.com
2717 Chesapeake Street, NW
Washington, D.C. 20008
Tel: 202 966 4456
Fax: 202 966 4471

Ms. Alicia Malecka
Malecka Capital Management (USA)
President
amalecka@agco.com

Mr. Aideen Mannion
Financial Services Volunteer
10 E 53rd Street, 24th Floor
New York, NY 10022
Tel: 212 771 1400
Fax: 212 421 2162

Ms. Sally Merrill
Urban Institute
Senior Associate
smerrill@ui.urban.org

Mr. Carl Mitchell
USAID/Washington
cmitchell@usaid.gov

Ms. Soula Proxenos
Fannie Mae (USA)
Director of International Housing Finance Services
soula_proxenos@fanniemae.com

Ms. Carol Rabenhorst
Urban Institute
Senior Legal Advisor
crabenho@ui.urban.org

Mr. Paul Sacks
Multi-National Systems Advisors
President
pmsacks@mnsadvisors.com

Mr. William Schaub
Baltic-American Enterprise Fund
Chief Operating Officer
chontelle@balaef.org
170 Jennifer Road, Suite 250
Annapolis, Maryland 21401
Tel: 410 224 84 30
Fax: 410 224 83 61

Mr. Richard Sheridan
Baltic-American Enterprise Fund
President and CEO
chontelle@balaef.org
170 Jennifer Road, Suite 250
Annapolis, Maryland 21401
Tel: 410 224 84 30
Fax: 410 224 83 61

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